body { margin: 0px; background: #0098D1  url(../images/nav-bg2.gif) repeat-x; }

.navbackground {
	background-image: url(../images/nav-bg.gif);
	background-repeat: repeat;
}
.rightpanel {
	background-color: #CEDC39;
}
.contentpanel {
	background-color: #00B7DD;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	margin: 30px;
	padding: 30px;
	color: #000000;
}
.contentpromo  { color: #003d6d; font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif }
.hdrpanel {
	background-color: #00B7DD;
}
.hpcontentpanel {
	background-color: #00B7DD;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
}
h1 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	text-transform: uppercase;
	color: #000000;
}
h2 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #000000;
}

h3 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: italic;
	font-weight: bold;
	color: #000000;
}
.ratestablewhite {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-weight: bold;
	color: #FFFFFF;
}
.ratestableblack {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-weight: bold;
	color: #000000;
}
a:visited {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
}
a:link {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
}
a:hover {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
}
a:active {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
}
.disclaimer {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	color: #000000;
}
.disclaimerhome {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	color: #000000;
	margin-top: 0px;
	margin-right: 10px;
	margin-bottom: 0px;
	margin-left: 10px;
	padding-top: 0px;
	padding-right: 10px;
	padding-bottom: 0px;
	padding-left: 10px;
}
.contenthome {

	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
	margin-top: 0px;
	margin-right: 10px;
	margin-bottom: 0px;
	margin-left: 10px;
	padding-top: 0px;
	padding-right: 10px;
	padding-bottom: 0px;
	padding-left: 10px;
}